What Is a Regional Bank? How It Differs from a National Bank

Regional banks, as defined by the Federal Reserve, are banks with $10 billion to $100 billion in assets. They’re referred to as regional banks because they’ve historically operated within a…

What Happened to First Republic Bank?

First Republic Bank (FRB) became the second-largest bank failure in U.S. history on May 1, 2023, with most of its business sold to JPMorgan Chase after federal regulators seized it.…

6 Benefits of Baking Soda Water Trending on TikTok: What to Know

Baking soda is generating discussions on TikTok because of its reported health benefits, including weight loss, endurance, and cancer risk reduction. Experts say that many of these claims are not…

Eating 2 Slices of Ham a Day Could Increase Your Risk of Type 2 Diabetes 15%

A large study has found a link between red and processed meats and type 2 diabetes. People who ate these meats had an increased risk of developing the disease. Several…

A Lawyer’s Guide to Understanding AI Hallucinations in a Closed System

Understanding Artificial Intelligence (AI) and the possibility of hallucinations in a closed system is necessary for the use of any such technology by a lawyer. AI has made significant strides…

Lyft Owes No Duty To Its Drivers To Do Background Checks On Riders

Al Shikha v. Lyft, Inc., 102 Cal. App. 5th 14 (2024) While working as a Lyft driver, Abdu Lkader Al Shikra was stabbed by a passenger in a “sudden and…

What Is the Best Way to Invest $100K in Cash?

Here is a problem that most people would be happy to have: You find an extra $100,000 in discretionary cash on hand, and you’re not sure what to do with…

8 Common Investing Mistakes to Avoid

Investing is by no means always easy and profits are never guaranteed. There are countless books on investing and everyone has different tips and tricks that work for them. Even…

How to Join a Credit Union

Joining a credit union requires comparing different offerings, learning about membership qualifications, and funding your account. Unlike banks, which are open to the public, even the best credit unions often…

Cash Management Account vs. Brokerage Account

What Is a Cash Management Account? A cash management account (CMA) is a type of account offered by many financial institutions that combines features of checking, savings, and investment accounts.…